Frequently Asked Questions

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 We provide education, guidance, and resources to help you make confident Medicare and retirement decisions — at no cost for our time, guidance, or materials. Our services are made possible by our network of carriers, so there is never a fee or obligation for the support we provide. If you choose to enroll in a Medicare plan, supplemental coverage, or retirement product, any related costs are your responsibility and will always be clearly explained before enrollment. 

No. We represent a carefully selected group of reputable insurance carriers. This allows us to offer a variety of high-quality plan options without overwhelming you with every plan on the market. We’ll always be transparent about the plans we do and don’t represent, and we can guide you to Medicare.gov or 1-800-MEDICARE if you’d like to review all available plans in your area. 

Not at all. We help people at many stages — whether you’re in the middle of your career and want to prepare early, you're turning 65 soon, already on Medicare, a few years from retirement, or just wanting to better understand your options. The earlier you start planning, the more confident and prepared you’ll be. 

Our home office is located just outside of San Antonio, Texas but we work with clients nationwide through secure virtual appointments. This allows us to help you no matter where you live — or where you plan to retire. 

Absolutely. Whether your spouse is the same age, younger, or older, we can review their options alongside yours so you both have a coordinated plan for healthcare and retirement income. 

Yes. While our primary focus is helping you make confident Medicare and retirement decisions, part of a strong retirement plan is knowing your loved ones will be secure long after you’ve hung up your work hat. We can also guide you in creating strategies that pass along value — whether that’s through life insurance, savings vehicles, or retirement accounts designed to grow over time - and we can help you set aside funds that give your children or grandchildren a financial head start for tomorrow.